Many business insurance policies don't cover lost costs during a pandemic

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Some companies have taken a big hit due to COVID-19 and they aren’t getting much help from their insurance policies. Photo by Amy Ta.

Frequently when there’s an interruption to a business that the owner couldn’t control, the insurance policy covers it. But with coronavirus, that’s not happening for a lot of businesses. Some restaurants are forced to close and they aren’t eligible for insurance payments. How can these industries reopen if they can’t get insurance to cover an outbreak?