Mortgage Settlement: Homeowner Relief or Break for the Banks?

Forty-nine of 50 state attorneys general signed on to a $26 billion deal with five big banks accused of deceptive lending and abusive foreclosures. The banks will have three years to make good on their promise. Even President Obama says, "It's just a start." Others call it "a drop in the ocean," "a paltry down-payment" and "public relations." Will the settlement for abuse and deception come in time to help the economy?  We hear from experts and homeowners on the front lines of America's mortgage crisis and find out how it applies here in Southern California.