With global warming comes more disasters, and insurance companies are pulling out of risky areas

Firescape from Highway 175, Lake County, California. Some active fires are in the distance. In the middle ground: the black burned area and the red fire retardant. Photo credit: Bob Dass/CC BY 2.0, via Flickr

In Redding, California, firefighters are still battling the large Mountain Fire that broke out late Thursday morning. It's not far from where the Carr Fire burned more than 200,000 acres last year. Globally, Greece, Spain, Indonesia, and France are seeing fires. In Brazil, the Amazon rainforest is burning out of control. These kinds of natural disasters have become more frequent as the effects of climate change set in.

After the fires are put out, at least in California, people usually want to move back and rebuild. But now, more and more insurers are refusing to sell policies to people in risky areas. Insurers are also pulling out of hurricane and flood-prone areas.


Carolyn Kousky - executive director of the Wharton Risk Center at the University of Pennsylvania, Dave Jones - former California Insurance Commissioner - @CA_DaveJones

Madeleine Brand

Sarah Sweeney, Michell Eloy, Alexandra Sif Tryggvadottir, Rosalie Atkinson, Brian Hardzinski, Devan Schwartz