Congress is spending many billions of dollars to clean up after Harvey and Irma. Survivors will be lucky if the money lasts more than a month. That's according to a former head of FEMA, the Federal Emergency Management Agency. We survey the damage in the US Virgin Islands, Puerto Rico and Florida. We find out what federal and local officials can learn from Cuba. And we hear how Houston exemplifies the disproportionate impacts of natural disasters on poor and minority neighborhoods.