How climate change is changing the Florida insurance market

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It’s been six days since Hurricane Michael made landfall in Mexico Beach, Florida. At least 28 people died. More than 200,000 people are still without power. Many houses were flattened, and others are severely damaged. The damage is expected to cost billions of dollars. Insurers will pay much of it. The state is used to hurricanes, and it’s developed a unique insurance industry. But the industry is now challenged by climate change.